License & refunds

License

When you buy a template you get a personal-use license: use it for your own household or your own business, as many years as you like. Please do not resell, share or redistribute the files, or upload them to template sites.

Refunds

Because these are instant digital downloads, sales are generally final. If a file does not work for you, contact us within 14 days through the receipt email and we will help you fix it or refund you in full.

Not financial advice

The templates are planning tools. Results depend on the numbers you enter. For tax or legal questions, ask a qualified professional.